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December 27, 2023Canada has an international reputation for excellent education, free healthcare, stunning natural landscapes, and a booming economy. It’s also one of the safest countries in the world.
However, there are some things you should know before making the move to Canada. These include:
1. Cost of Living
The cost of living in Canada varies significantly depending on the area where you live. Some cities are more expensive than others, but overall it isn’t a particularly expensive country.
If you are moving to a city, you’ll likely find that rent and housing costs are higher than in rural areas. This is because demand for urban living drives prices up. There are several reasons to move to Canada which you can know more if you click the hyperlink.
Another big expense you’ll have to consider is the cost of transportation. You’ll need to factor in the price of a monthly public transport ticket plus any gas and registration fees. If you have a car, you’ll also need to consider how much it will cost to maintain and insure. Many newcomers choose to rent or lease instead of buy, which can help keep expenses down. However, some find that owning a car is necessary for getting around.
2. Taxes
Depending on where you live in Canada, taxes will vary. Tax rates are determined by both federal and provincial governments. Generally speaking, Canadian taxes are higher than US taxes.
It is important to review your investment accounts and retirement allowances before relocating to Canada. In some cases, certain US-based 529(b) plans may not be eligible to be used for post-secondary education in Canada and you could potentially be subject to additional taxation on those investments once you become a Canadian resident.
Similarly, you will need to consider the potential impact of Canadian capital gains tax and the FBAR reporting requirements (which require you to disclose foreign financial assets). A good tax professional should be able to guide you on this. They can also help you navigate any additional cross-border filings you might be required to make as a US citizen.
3. Health Care
When considering moving to Canada, the country’s robust social service program and excellent health care system are often top of mind. Unlike the United States, which has an all-encompassing federal government run healthcare system, Canadian citizens get their health benefits from provincial governments. In order to get public healthcare, you must meet certain conditions including working a certain number of hours each year and paying Employment Insurance (EI) premiums, which are deducted from your paycheck.
Most newcomers will need private medical insurance for the first three months until their provincial insurance is approved, but once it is, they’ll have access to a free public healthcare system. This includes family doctors, walk-in clinics, and hospitals. This, combined with Canada’s low crime rate and leadership in artificial intelligence and clean technology, make it a popular destination for newcomers.
4. Transportation
Whether you’re planning to drive or use other modes of transportation, be sure to research the options available in your area. Depending on the distance to your work, you may need to rely on more than one form of transport.
The majority of Canadians live in cities, so it’s important to choose an area that offers access to a wide range of amenities. If possible, try to find a neighborhood within close proximity to a bus or train station.
If you plan to move to Canada with a car, make sure it’s registered, insured, and properly equipped for the weather conditions where you’ll be living. The country’s winters are frigid, so you’ll need to be prepared with a sturdy jacket and warm shoes. Other vehicles such as boats, ferries, and motorcycles are also common in some areas.
5. Education
Canada is a great place for international students and those looking to move abroad. The country is known for having a high quality of life, excellent job market, low crime rate, and free healthcare.
Many Canadians enjoy the work-life balance, which includes flexible hours and a good salary. The country is also home to stunning natural landscapes and an active outdoor lifestyle.
Those who wish to become permanent residents or citizens of Canada need to meet certain criteria. This include having fluency in English or French, filing income taxes, and passing a citizenship test.
Those who want to bring pets should research the country’s animal laws. For example, cats and dogs may require microchips and vaccinations. In addition, some species of birds and rabbits need health certificates as well. Lastly, it is important to understand how the education system works in Canada.
6. Housing
Many expats choose to rent rather than buy a home. Make sure you ask about the cost of rent, including heating (in winter) and air conditioning (in summer). Pets are often permitted in Canadian apartments, but you may be required to provide a microchip and health certificate.
In addition, some landlords require references from previous tenants. If you don’t have one, consider asking friends or family to help out.
If you’re planning on moving to Canada with a criminal record, it’s important to understand that if the crime is serious enough, you might not be able to enter the country at all. A criminal record can also hinder your chances of finding a job or renting an apartment, even if you have been pardoned and have a clean slate. It’s worth consulting with immigration lawyers before making the move.
7. Shopping
There are many things that you will need to consider when preparing for your move to Canada. For example, make sure you have enough money saved up to cover your initial expenses. You may also want to consider transferring your funds into Canadian dollars before making the move. This can help you avoid paying excessive currency exchange rates.
Another important thing to consider is the weather. It can be very cold in Canada, so you’ll need to prepare for this. You will need to buy winter clothing and supplies, such as a heavy jacket and boots. It’s also a good idea to learn how to drive in snow.
The allure of Canada’s pristine landscapes and booming economy is undeniable. But before you take the leap, be sure to make an informed decision about whether it’s the right move for you.
8. Weather
Canada is a huge country and the weather can vary a lot depending on where you live. In general, the climate is colder in the north and warmer on the west coast. Winter temperatures can drop below freezing and snow is common throughout the country.
In spring and summer, the weather is mild to moderate. However, inland areas can get very hot and humid.
Moving to Canada is a great opportunity to experience one of the most beautiful and diverse countries in the world. The people are friendly, the crime rates are low, and there is a lot to do outdoors. So pack your passport, grab a hockey stick and start exploring! You’ll be a full-fledged Canadian before you know it. And don’t forget to bring a good pair of shoes! Canadian winters are tough on footwear.
9. Food
Canada’s national mascots are the moose and the beaver. They’re also on its currency and the country is home to them both – along with a lot of other animals that like to cross roads, attack dogs, and generally cause chaos.
Canada has free healthcare for its citizens and permanent residents, similar to the American Medicare system. That means visits to doctors are free, and you can get any medication you need at an affordable price.
In addition, most Canadian provinces have a call center where you can speak to a Registered Dietitian for free. This service is available for any health-related questions, including dietary advice for specific medical conditions, vegetarian and vegan eating habits, and nutrition during pregnancy and breastfeeding. This is a great resource for newcomers. Just be sure to check in with your PODS container to ensure it’s arriving on time.
10. Culture
Canadians are known for being polite and apologizing a lot, but they are also firm and have a reputation for being sticklers for the rules. That’s why they’re a country that people love to live in.
They have a very diverse population and are a great place for families. Their suburbs are designed with children in mind, and there are plenty of community events and activities that kids can participate in.
Another thing that’s really cool about Canada is that it’s not a class-based society. Whether you’re a street meat vendor or the CEO of a large corporation, everyone is treated equally. This is something that not many countries can boast about. It’s one of the reasons that immigrants find Canada so welcoming and a great place to live.